Reduce the cost of a mortgage with our adjustable rate mortgage

armAn adjustable rate mortgage may save you thousands over a traditional fixed rate mortgage during the initial rate period. If you plan to move or refinance in the next 5, 7 or 10 years, this loan can help you reduce the cost of your mortgage and save money.

 

 

Payments/How it Works

  • Interest rates are fixed for a period of five or seven years. After the fixed rate period, your interest rate can adjust up or down depending on market conditions
  • Rate adjustments are capped at 5% above your initial rate and 2% or 5% per adjustment period. This means if your initial interest rate is 3.99%, your rate will never be higher than 8.99%, and will never rise more than 2% per year
  • Pay your mortgage at any time without pre-payment penalties
  • FHA and VA ARMs are also available for those that want the flexible guidelines and security of an FHA loan

Working with Integrity First Financial Group, Inc.

  • We put YOU first.  At Integrity First you can expect open lines of communication, a knowledgeable staff of industry veterans and a team that works together to make your home buying dreams a reality.
  • Fast and efficient, we close most of our purchase loans in 30 days or less.
  • We offer a variety of loans.  Integrity First Financial Group, Inc. will find you the loan that is right for you.  We offer Fannie Mae, Freddie Mac, FHA, USDA, VA, Jumbo and more.